Understanding cash flow is critical to evaluating financial performance, assessing repayment capacity, and identifying risk. This webinar delivers a comprehensive review of multiple business, personal, and commercial real estate cash flow analysis models used in accounting, lending, and financial advisory engagements.

Participants will begin with traditional EBITDA business cash flow and the personal cash flow of the business owner, using the Form 1040 tax return, supporting schedules, K-1s, and the personal financial statement. The session also demonstrates the Global Cash Flow model, combining business and personal cash flow to provide a complete financial picture.

The program continues with a practical examination of UCA Cash Flow (using the Moody’s Lending Cloud software spreadsheet), Cash Basis Cash Flow, Fixed-Charge Coverage (FCC), and Free Cash Flow (FCF) methodologies. The webinar concludes with a focused discussion of commercial real estate (CRE) cash flow analysis, equipping attendees with structured approaches to evaluate financial strength across varied borrower and property scenarios.

Topics Covered:

• Business (EBITDA) & Personal Cash Flow Analyses
  
• Global Cash Flow: Combining the Business and Personal Cash Flows
  
• UCA Cash Flow, Cash Basis Cash Flow, Fixed-Charge Coverage, and Free Cash Flow
  
• CRE Cash Flow Analysis

Your Benefits For Attending:

• Identify and calculate traditional EBITDA and personal cash flow using tax returns and financial statements.
  
• Construct and analyze Global Cash Flow models that combine business and personal financial data.
  
• Apply UCA, Cash Basis, FCC, and Free Cash Flow methodologies to assess repayment
  capacity and financial risk.
  
• Evaluate commercial real estate (CRE) cash flow using structured analytical techniques.

This webinar provides practical, real-world frameworks you can immediately apply to strengthen your financial analysis, improve credit assessments, and enhance advisory services to business clients.

Who Would Benefit From This Webinar:

CPAs, CFOs/controllers, financial managers, auditors, financial analysts, and practitioners who provide accounting, tax, or consulting services to businesses.